How to Use Upstox without a Phone Number

Table of Contents

• Overview of Upstox
• How Does Upstox Work?
• Why Avoid Using Your Personal Number?
• How to Make an Upstox Account?
• How to Use Upstox without a Phone Number?
• How to Use MobileSMS.io?
• Additional Tips for Upstox Users
• Frequently Asked Questions
• Conclusion

Upstox is one of India’s leading tech-first broking firms, especially popular for being affordable. Paying for equity, F&O, commodity, or currency orders is just up to ₹20, while for mutual funds and IPOs, it is ₹0. With over 13 million users as of 2025, Upstox has become a preferred choice for both beginners and experienced traders. However, some people refrain from making an Upstox account because they don’t want to give their personal number. So, how to use Upstox without a phone number?

In this article, we’ll answer this question and guide you on how Upstox works, plus share insider tips to maximize your trading experience. (Updated October 2025)

How Does Upstox Work?

Before learning how to use Upstox without a phone number, let’s understand how the app works. Upstox is basically an online brokerage service for trade and investing. It offers the use of tools like stocks, ETFs, commodities, mutual funds, and more recently in 2025, international stocks and cryptocurrency futures.

The platform operates on a discount brokerage model, meaning you pay minimal fees compared to traditional brokers. All that without any brokerage fee for delivery trades. You just have to pay an annual account maintenance fee of ₹499, which is much less than what physical firms charge (typically ₹2,000-5,000 annually).

Key features that make Upstox popular in 2025 include:

• Advanced charting tools with 100+ technical indicators
• Real-time market data and news updates
• Paper trading for practice without real money
• Integration with popular trading algorithms
• 24/7 customer support through chat and phone

Why Avoid Using Your Personal Number?

There are several valid reasons why traders prefer not to use their personal phone numbers for trading accounts in 2025:

• Privacy Protection: Keep your trading activities separate from personal communications
• Spam Prevention: Avoid promotional calls and SMS from brokers and financial services
• Security Enhancement: Reduce the risk of SIM swap attacks targeting high-value trading accounts
• Multiple Account Management: Manage family members’ accounts or test different trading strategies
• International Users: Access Indian markets without an Indian phone number

How to Make an Upstox Account?

To make an Upstox account, you’ll be required to verify your identity. The process in 2025 has become more streamlined with DigiLocker integration. For this, you’ll have to submit scans of an identification document like an Aadhar card, passport, PAN card, etc. Then, you’ll have to enter your Aadhar card details, including the phone number on it, for verification.

The complete account opening process typically includes:

1. Basic registration with email and phone number
2. KYC verification through video call or DigiLocker
3. Bank account linking for fund transfers
4. In-person verification (IPV) through video
5. E-signature of account opening documents

Besides giving one for verification, you’ll also have to give a phone number to create your Upstox account. This one doesn’t necessarily have to be the one on your Aadhar card, which is where our solution comes in handy.

How to Use Upstox without a Phone Number?

If you do not want to use your personal phone number or invest in a second sim card for Upstox, no worries. All you have to do is generate a phone number through MobileSMS.io. Our service provides real, non-VoIP USA phone numbers that work reliably with financial platforms like Upstox.

This number will be temporary, and you won’t be able to make calls or send texts with it. It is solely generated to bypass verification procedures on platforms by receiving their verification SMS codes. After the account has been successfully created, you can choose to extend the rental period or let it expire. For traders who need ongoing access, our “All Services” 30-day rental plan ensures you never lose account access due to number expiration.

Benefits of using MobileSMS.io for Upstox:

• Instant number generation without paperwork
• Works with Upstox’s strict verification system
• No risk of number recycling during your rental period
• Compatible with two-factor authentication requirements
• Available 24/7 with no downtime

How to Use MobileSMS.io?

Here’s how to use Upstox without a phone number using MobileSMS.io:

• Step 1: To make an account on Upstox, go to their website and click on Login/Register. Next, you’ll be required to enter your phone number.
• Step 2: Open MobileSMS.io and click on India from the list of countries. Then click on Upstox from the list of platforms. This selection will generate an Indian burner number that can be used on Upstox. For maximum reliability, consider our “All Services” plan which gives you access to numbers for multiple platforms.
• Step 3: Enter the generated phone number into the registration page. They’ll send a verification code to your burner number. The code typically arrives within 30 seconds.
• Step 4: After using the code for verification, you’ll successfully have created your Upstox account. Remember to save your login credentials securely.
• Pro Tip: Screenshot or save the verification code immediately, as some numbers expire after single use. For ongoing trading needs, our extended rental options ensure continuous account access.

Besides Upstox, you can also use MobileSMS.io for cash apps like Paycell. These Real SIM Card numbers are also great for making anonymous Google accounts.

Additional Tips for Upstox Users

Once you’ve successfully created your Upstox account using MobileSMS.io, here are some valuable tips to enhance your trading experience in 2025:

• Enable Two-Factor Authentication: Even with a temporary number, always enable 2FA using authenticator apps for added security
• Start with Paper Trading: Practice with Upstox’s paper trading feature before investing real money
• Set Price Alerts: Use Upstox’s alert system to track your favorite stocks without constant monitoring
• Learn Technical Analysis: Take advantage of Upstox’s free educational resources and webinars
• Use Stop Loss Orders: Protect your capital by setting automatic stop-loss orders on all trades
• Track Market Hours: Indian markets operate from 9:15 AM to 3:30 PM IST on weekdays

Frequently Asked Questions

Q: Is it legal to use a temporary number for Upstox?
A: Yes, as long as you provide accurate KYC information during verification. The phone number is just for communication purposes.

Q: Can I change my phone number later in Upstox?
A: Yes, Upstox allows you to update your registered mobile number through their app or customer support after proper verification.

Q: What happens if my temporary number expires?
A: You can still access your account through email login, but you’ll need to update your number for SMS-based features. Consider our “All Services” 30-day plan for uninterrupted access.

Q: Does MobileSMS.io work with other Indian trading apps?
A: Yes, our numbers work with Zerodha, Groww, Angel One, and most other Indian trading platforms.

Q: How quickly can I start trading after account creation?
A: Typically within 24-48 hours after completing KYC verification, though some accounts are activated within hours.

Conclusion

Now you know how to use Upstox without a phone number. With the Indian stock market reaching new heights in 2025 and increased retail participation, there’s no better time to start your investment journey. Using MobileSMS.io’s reliable temporary numbers, you can maintain your privacy while accessing one of India’s most popular trading platforms. So waste no more time in making an account and start investing to gain profit.

To use our Real SIM Card numbers for more platforms, check out MobileSMS.io. Our numbers are the most reliable to bypass any verification procedure. We can help you make accounts on every kind of platform, e.g., email, dating apps, social media apps, and financial services. With our focus on privacy and USA-based non-VoIP numbers, you’re always in safe hands.